It's not uncommon to rent an off-site storage unit these days. Many people opt to rent facilities because they can get great rates and adequate space for storage needs. However, it's important to understand what type of insurance coverage you have for your items in an off-site storage facility. Read more »
Escaping to a vacation home is a great way to take a break from daily life and enjoy precious time with family and friends. Even if you rent out your vacation home at least part of the year, your house likely sits empty for weeks or months at a time. Here are a few ideas to ramp up security and protect against vandalism, burglary and squatters: Read more »
An earthquake is a huge disaster. Entire cities find themselves destroyed, the loss of life tends to be enormous and life seems to stop. Usually, if a town is built along a common fault line, they are constructed in such a way that they should be able to withstand a number of tremors. However, furniture and other items do still find themselves destroyed, and sometimes the construction simply isn’t strong enough. However, earthquake insurance is available. But is it worth it? It is an expensive type of insurance and some people think that it is quite simply not worth it. Read more »
Property and casualty insurance is an umbrella term which is used by insurance companies that cover things like the home, property, businesses and cars. Technically speaking, casualty insurance covers people against legal liability if they have damaged the property of someone else or if they have caused injury or loss to another human being. Property insurance protects a business or a person against the loss of income producing abilities. Read more »
Becoming a homeowner is one of the most exciting things that life has to offer. Finally done with landlords, rent, and feeling like you are somehow a step behind the rest is definitely a celebration-worthy event. Once you’ve got the keys to your happy new home and you’ve moved all of your belongings inside, the last thing you want to do is leave yourself unprotected in the event that something should happen. Home owners insurance is one of the most important things you can have in place as a means of protecting your home. Read more »