People are busily weighing their options as the Affordable Care Act, also known as Obamacare, 2014 deadline for non-insured Americans to purchase health coverage draws nearer. Family breadwinners are scouring budgets, looking for sacrificial non-essential items to cover premiums and rising medical costs overall. The penalty for not buying coverage will jump from $95 in 2014 to 2 percent of income or $695, whichever is more on your tax return, by 2017, according to HealthCare.gov. Read more »